MIDDLEBURG, Fla. -- Four years ago, Casi Bronson bought her home in Middleburg, then she lost her job during the economic downturn and she eventually lost her home.
"I have a small child. This is the only home he's known it was a very emotional day for us," she said.
Bronson said for 18 months, she tried to get a loan modification and finally the bank denied her, forcing her into foreclosure. It turned her dream of home ownership into a nightmare.
"I usually come by once a week just to check up to make sure everything is okay," she said.
In November, she moved out before the property was scheduled for sale, and then the sale was canceled without notice.
"I was not notified of that until a week and a half after the fact," said Bronson.
Bronson said it was discovered that she was never given the opportunity for mediation. She said she called the bank and was told the only way they can help is if she moves back in.
Bronson said she was also told that she may be liable for what happens to the property until the case is resolved.
"Vandalism or anything that takes place is at the owner's expense," she said, "and I am considered the owner.
Bronson said her foreclosure nightmare has left her very confused.
"Where do we go from here? Does this continue on with my name being on the home and it being vacant," said Bronson. "What do I do next? What do I need to do? And I can't get any answers."
What can she do to end this nightmare? Attorneys Chip Parker of Parker -Dufresne and Lynn Drysdale of Jacksonville Area Legal Aid are looking into the case.
"This looks like a case of Dual Tracking," said Drysdale. "The left hand did not know what the right hand was doing."
"This is an all-too-common occurrence," said Parker. "We may be able to assist her."
Court records show that Bronson was her own attorney during this complicated process and that did not help. Now she rents and waits to see if she will get out of her foreclosure nightmare.
"Would I like to live in my home? Of course I would," said Bronson.
First Coast News