JACKSONVILLE, Fla. -- Many of us likely have questions about the Affordable Care Act enrollment, which begins October 1st. You'll be able to go online and compare health insurance options and prices side by side. It's a choice for some of us and a must for others.
"Typically, people who will be eligible in the marketplace are folks who do not have insurance," said Health and Human Services Secretary Kathleen Sebelius.
If you already have affordable health care at work that you're satisfied with, you won't have to enroll. Seniors who are enrolled in medicare will have a chance to update their Medicare program. The Health Insurance Marketplace is not for Medicare beneficiaries. It is however, for the more than 3.5 million Floridians who are currently uninsured.
A widespread misconception is that Affordable Care Act will increase insurance premiums. Under the new law, insurance companies can no longer raise premiums or deny people coverage based on their health status.
It will lead to lower premiums for the average family. Americans are expected to save on medical costs and taxes. There is a mandate in place that by the beginning of 2014, uninsured Americans face a fine of $95 or 1% of your household income, whichever is larger.
Sebelius said the health insurance options offered through the Health Insurance Marketplace will be affordable.
"These rates are expected to not only be better because there's competition, but they'll have better opportunity to qualify for federal assistance," said Sebelius.
On October 1 you'll see people all over the First Coast with helpful information. Local libraries will have computers set aside just for you to enroll and gather info. There will be people at pharmacies like CVS, Walgreens and Rite Aid as well as community health centers. You can call 800-318-2956 to find out more. Also, visit healthcare.gov for more information.
First Coast News