JACKSONVILLE, Fla. -- It is clearly a mistake in the filing, the problem is that mistake now clouds a property that doesn't have a mortgage and puts the owners in a state of uncertainty.
"We don't owe anyone," said Michelle Robinson. "We paid cash."
November 2012 Danna and Michelle Robinson purchased a modest house at 2941 W. 10th on Jacksonville's Westside. They are using it as a rental.
"We paid $24-thousand," Michelle said.
Watson realtor Mary McPherson handled the sale.
"The seller had a clear title to the property," said McPherson. "We had title insurance on the property when it was sold."
But this year a bank foreclosed on the Robinson's property and sold it to Homeward Residential, Inc.
"This is the first time I've come across something like this," said McPherson. "But there are other situations erroneous foreclosure this is not the first one."
The problem is the property was not in foreclosure and the Robinson's were never notified of the sale.
"It affects me a lot," said Michelle.
They found out two weeks ago when they inquired about the tax bill and discovered a Certificate of Title declaring the property was sold.
"It is something we bought and they came and took our property" said Michelle. "And I can't get an answer, it is not fair."
The property in foreclosure is located at 2947 W. 10th, it is adjacent to the Robinson's but the condition of the two properties are day and night.
"It is our home," said Michelle.
The law firm McCalla Raymer represents the bank and filed the Certificate of Title.
"It is not fair," Dana said.
The Robinson said the person who filed the Certificate of Title did not do his due diligence and shame on him.
"I want them to straighten it out," said Michelle, "It affects our lives and they don't know how it affects our lives."
Adam Silver, one of the managing partners, said he will contact Mrs. Jane Bond, litigation partner, to see if they can resolve the issue.
First Coast News