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Keeping yourself safe on Cyber Monday

6:28 PM, Dec 2, 2013   |    comments
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  • Cybergangs have identified mobile device-enabled services as a source of valuable personal data such as logons to accounts, says Alisdair Faulkner, ThreatMetrix chief products officer.(Photo: Seth Wenig, AP)
    

JACKSONVILLE, Fla. -- It's Cyber Monday. There are good deals to be had online out there.

But, there are also potential things that could take advantage of you. So, how can you help protect yourself? Here are five things you should know before you shop online.

1. The FBI says be on the look out for new products or gift cards being sold on auction or classified advertisements websites where the price is significantly lower than any sale price in retail stores. Remember, if it looks to good to be true, it probably is.

2. Watch out for gift card offers on social media sites that claim to be from major retailers. Often, these offers are used to get into your social media account and your personal information.

3. When you're at the checkout, look at the website URL. If you see that the web address starts with an "https," you'll know it's secure. The "s" stands for secure, according to the US Department of Homeland Security. That means the site uses encryption to send your information over the internet.

4. You'll want to always pay with a credit card and not a debit card. The Department of Homeland Security says there are laws the limit how liable you are for fraudulent credit card charges. The US DHS said you may not have the same level of protection when you use a debit card.

5. Keep a record of everything from your order including things like email confirmations and receipts. If you can, you'll want to print those things. It's a good idea to even take a screen shot or even download the documents in some cases. If you do this, you'll have proof of purchase if the item doesn't arrive and it'll help you if you want exchange or return an item. It'll also help if you see unauthorized charges on your bill.

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